Effective Date: January 21, 2025

At Online Lenders (“Company,” “we,” “our,” or “us”), we are committed to protecting your privacy. This Privacy Policy (“Policy”) outlines how we collect, use, disclose, and protect your personal information when you visit our website onlinelenders.us (“Website”), use our services, or otherwise interact with us. By accessing or using our services, you agree to the practices described in this Privacy Policy.

1 Information We Collect

We may collect personal information from you in several ways, including when you visit our Website, interact with our services, or communicate with us. The types of information we collect include:

  • Identification Data: Information such as your name, email address, phone number, and government-issued identification (e.g., Social Security Number, Driver’s License Number).
  • Financial Data: Business-related financial information, including revenue, tax returns, financial statements, credit reports, and other financial documentation necessary for processing your loan application.
  • Payment Information: Credit card numbers, bank account details, and other payment-related data necessary to facilitate loan transactions, disbursements, and repayments.
  • Communication Data: Information you provide to us when you communicate with our customer service team or otherwise reach out to us for inquiries, assistance, or support.
  • Cookies and Tracking Technologies: We use cookies and similar technologies to enhance your experience on our Website. These are small files stored on your device to remember your preferences, improve performance, and help us understand how users interact with our services.

2. How We Use Your Information

We may use the personal information we collect for the following purposes:

  • Loan Application and Processing: To assess your loan application, verify your identity, evaluate your creditworthiness, and make decisions regarding loan approval.
  • Payment Processing: To facilitate the disbursement of loans, manage repayments, and process any payments related to loan services.
  • Customer Support: To respond to inquiries, resolve issues, and provide ongoing customer service and support.
  • Marketing: To send you promotional materials, updates, and information about our services. You can opt-out of marketing communications at any time by following the unsubscribe instructions in the communication or by contacting us directly.
  • Compliance: To comply with applicable laws, regulations, and legal processes, including financial regulations, anti-money laundering laws, and tax requirements.

3. Sharing Your Information

We do not sell or rent your personal information to third parties. However, we may share your personal data in the following situations:

  • Third-Party Service Providers: We may share your information with trusted vendors, contractors, and service providers who assist us in operating our business, such as payment processors, marketing partners, and IT service providers.
  • Regulatory Authorities: We may disclose your personal information to government agencies, regulatory bodies, law enforcement, or other third parties if required by law or if necessary to respond to legal requests, such as subpoenas or court orders.
  • Business Transfers: In the event of a merger, acquisition, sale, or transfer of our assets, your personal data may be transferred as part of the transaction.

4. Retention of Information

We will retain your personal information for as long as necessary to fulfill the purposes for which it was collected, including to comply with legal obligations, resolve disputes, enforce agreements, and meet regulatory requirements. When your personal data is no longer required, we will securely dispose of it.

5. Cookies and Tracking Technologies

We use cookies and similar technologies to enhance the functionality of our Website, personalize your experience, and analyze website performance. Cookies are small text files stored on your device that allow us to remember your preferences and improve your experience on the Website. You can manage your cookie preferences through your browser settings, including disabling cookies if you wish, though this may affect your ability to use some features of our Website.

6. Security Measures

We take reasonable security measures to protect your personal information from unauthorized access, disclosure, alteration, or destruction. However, please note that no method of transmission over the internet or electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your personal information, we cannot guarantee its absolute security.

7. Your Rights

As a data subject, you have the following rights under applicable data protection laws:

  • Right to Access: You can request a copy of the personal information we hold about you.
  • Right to Rectification: You can request the correction or update of inaccurate or incomplete personal data.
  • Right to Erasure: You may request the deletion of your personal data, subject to certain conditions.
  • Right to Restrict Processing: You can request that we restrict the processing of your personal data under certain circumstances.
  • Right to ObjectYou can object to certain types of data processing, including for marketing purposes.
  • Right to Data Portability: You have the right to request the transfer of your personal data to another organization in a structured, commonly used, and machine-readable format.
  • Right to Withdraw ConsentIf you have provided consent for data processing, you have the right to withdraw it at any time.

To exercise any of these rights, please contact us using the contact details provided below.

8. International Transfers

Your personal information may be transferred and stored outside the country in which you reside, including to countries that may not have the same level of data protection laws. By using our services, you consent to the transfer and storage of your personal data as described in this Privacy Policy. We will take appropriate measures to ensure that your data is treated securely and in accordance with this Policy.

9. Children’s Privacy

Our services are not intended for children under the age of 18. We do not knowingly collect personal information from children. If we learn that we have collected personal data from a child under 18, we will take steps to delete the information as soon as possible.

10. Contact Us

If you have any questions or concerns about this Privacy Policy, wish to exercise your rights, or need more information on how we handle your personal data, please contact us at:

  • Email: funding@onlinelenders.us
  • Website: onlinelenders.us
  • Phone: +1 801-874-1166

11. Changes to This Privacy Policy

We may update or amend this Privacy Policy from time to time to reflect changes in our practices or legal requirements. Any updates will be posted on this page with the updated effective date. We encourage you to review this Privacy Policy periodically. By continuing to use our services after the changes are posted, you accept the revised policy.